CREDIT HIRE

CREDIT HIRE SERVICES

If you have been involved in a road accident which was not your fault, chances are you will need a replacement vehicle or use of taxis on credit hire to keep you moving while the claim is settled. We aim to ensure a quick and effective solution.

Taj Mughal Solicitors have a specialist team of personal injury law solicitors dedicated to recovering credit hire charges for clients nationwide

We act for thousands of clients using credit hire organization every year, and have developed a reputation for delivering an efficient, high quality service.

We Offer No Win No Fee Arrangement

What is Credit Hire?

Credit hire refers to the supply of a like-for-like replacement hire vehicle on a credit basis to the non-fault party. The credit hire company recovers its hire costs from the driver at fault’s insurer upon the settlement of the claim. Problems can arise between credit hire companies and vehicle owners. The damaged vehicle’s owner signs a contractual agreement with a credit hire company where he/she hires the vehicle from the credit hire company on a basis of a credit agreement.The payment is covered by the at-fault driver’s insurance company whereas the innocent or non-fault driver will not be charged.

Usage of Taxis

Occasionally, clients may be offered the usage of taxis rather than a replacement vehicle as a temporary solution. This would remain in effect until the credit hire claim is resolved.

What are the Benefits of Credit Hire?

A person involved in a Road Traffic Accident uses a credit hire from private hire company, instead of making a claim through their own insurance policy, he/she will get the following benefits

No pay access to their own insurance.
No impact on no claim bonus
No increase in Insurance Premium
No upfront payment required
Replacement Vehicle will get like for like
Will get Replacement Vehicle on the same day
Replacement Vehicle will be delivered to client’s required location.
Credit hire company can normally source all sort of peculiar Vehicle and
Also provide Vehicle with point on their driving license.

What are the potential problems when dealing with claims for credit hire?

For multiple reasons, credit hire claims can be difficult or complex to litigate and settle. Changes to consumer legislation together with technical arguments about mitigation of loss require specialist legal expertise.

Claims that involve credit hire can sometimes be complicated with insurers raising legal issues such as enforceability of credit hire agreements.

Credit hire claims are sometimes difficult to settle, and insurers will often inevitably seek to raise legal arguments to minimise both the rate and period of hire they must compensate for.

We understand how important it is that our clients get access to a replacement vehicle following an accident.

Many of our clients rely on their vehicles to continue with their day to day lives and earn a living. It is equally important that our clients can successfully recover the charges of the hire vehicle to which they are entitled.

Who pays for the Credit Hire Charges?

The hire agreement will always be between you and the credit hire company. The charges are normally recovered from TP at fault driver’s insurance company. If hire company is unable to recover their charges from TP, then you are liable to pay, and they can recover from you. As you are assignee on agreement. It is very important that you must provide accurate information to the hire company and check their terms and conditions before signing the agreement. Any changes of circumstances and contact received from TP At Fault driver’s insurance company should be passed on to the hire company and to your solicitors.

What can Taj Mughal Solicitors do for You?

Taj Mughal Solicitors is a niche firm with a wealth of knowledge and specialise in recovering Credit Hire Charges therefore this will minimise the chance of you being served with a Large Credit Hire bill that could have been recovered from the At Fault Driver’s Insurance Company (TP).
Taj Mughal Solicitors can get you in touch with reputable Credit Hire Companies that will provide you with clean, reliable vehicles to get you back on the road in a speedy, hassle free manner.
Taj Mughal Solicitors can deal with All aspects of RTA claims including any personal injury claim, care claim, damaged property, storage claim, recovery claim, treatment, accident at work, medical negligence, criminal injuries claims and all other claims etc, therefore you will only need to liaise with your Dedicated Lawyer

What can Taj Mughal Solicitors do for the Credit Hire Company?

Taj Mughal Solicitors specialise in recovering Credit Hire Charges including Taxi Hire & Motorcycle charges therefore this will maximise the chances of making a successful recovery of the charges you have incurred in hiring a vehicle on credit. We have vast experience in navigating through the Court Process therefore recovering your charges quickly and without unnecessary delay. hiring a vehicle on credit. We have vast experience in navigating through the Court Process therefore recovering your charges quickly and without unnecessary delay.
Taj Mughal Solicitors can add you to our panel of Credit Hire Companies which will result in us recommending potential customers to you. In order to be added to our Panel, we will require you to go through our vetting process to make sure that anyone that we recommend to you receives the high standard of service that we demand from the companies currently on our Panel.
Taj Mughal Solicitors having wealth of experience and the resources available to our qualified teams of experts means your matter can be settled efficiently whether it be settled pre-litigation or on a small claim track, fast track or multi-track basis.